UNION BANK OF NIGERIA PARTNERS ABUAD ON SUBSIDIZED FACILITY

Dear Sir/Ma,

Follow up to the ongoing partnership with Afe Babalola University, I’m pleased to inform you that we are currently running a rate reduction promo of 24% on our personal loan for all staff of the school.

The promo runs from the Monday 13th of June to Friday 15th of July. This means that any staff that applies for a personal loan within this period will enjoy the promo rate of 24%.

Most importantly, Union Bank will partner the school financially during their CRS/staff end of the year part for every staff introduced by the school (terms and condition applies)

Please find below the detail of solution.

Loan
1. Tenor – 36months

2. Maximum loan amount – N15mp

3. Rate – 24% (calculated at a reducing balance) see attached loan calculator for your use.

4. Fee – 2.25% one off

5. Insurance – 1% (this covers death, permanent disability and job loss for 6months)

6. Management fee – 1% per annum on the outstanding balance

7. If a customer access a personal loan and pay advance (over draft) together, an additional discount of 1% on the personal loan interest rate is granted

8. No collateral required

9. Employer is not liable for the facility

Steps to use the attached loan calculator.

a. Input the desired loan amount

b. Change the interest rate to 24%

c. Change the loan period to in months to 36months

d. Change the fees to 2.25%

e. Change the basic salary to your salary

f. The system will automatically calculate your monthly repayment

Account opening

1. No account maintenance fee/COT will be charged on account

2. Free debit card

3. Free SMS token for online banking

4. Mobile banking

5. Online banking

6. Dedicated relationship management team

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